{"id":30454,"date":"2025-02-21T13:37:16","date_gmt":"2025-02-21T13:37:16","guid":{"rendered":"https:\/\/tikmobiles.com\/?p=30454"},"modified":"2026-09-08T16:51:15","modified_gmt":"2026-09-08T16:51:15","slug":"%d0%bf%d0%bb%d0%b0%d1%89%d0%b0%d0%bd%d0%b5-%d0%bd%d0%b0-%d1%81%d0%bc%d0%b5%d1%82%d0%ba%d0%b8-%d0%bd%d0%b0-%d0%b2%d0%bd%d0%be%d1%81%d0%ba%d0%b8-%d1%87%d1%80%d0%b5%d0%b7-%d0%bc%d0%be%d0%b1%d0%b8%d0%bb","status":"publish","type":"post","link":"https:\/\/tikmobiles.com\/bg\/parcelar-boleto-pelo-celular\/","title":{"rendered":"\u041f\u043b\u0430\u0449\u0430\u043d\u0435 \u043d\u0430 \u0441\u043c\u0435\u0442\u043a\u0438 \u043d\u0430 \u0432\u043d\u043e\u0441\u043a\u0438 \u0447\u0440\u0435\u0437 \u043c\u043e\u0431\u0438\u043b\u0435\u043d \u0442\u0435\u043b\u0435\u0444\u043e\u043d: \u043a\u043e\u0438 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u0433\u043e \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0432\u0430\u0442 \u0438 \u043a\u0430\u043a\u0432\u0430 \u0435 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\u0446\u0435\u043d\u0430 \u0438\u043c\u0430 \u0442\u0440\u0438 \u0441\u043b\u043e\u044f \u0438 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e \u0433\u0438 \u0441\u0443\u043c\u0438\u0440\u0430 \u0432\u0441\u0438\u0447\u043a\u0438 \u0437\u0430\u0435\u0434\u043d\u043e, \u043f\u0440\u0435\u0434\u0438 \u0434\u0430 \u043f\u043e\u0442\u0432\u044a\u0440\u0434\u0438\u0442\u0435:<\/p>\n<ul>\n<li><strong>\u0422\u0430\u043a\u0441\u0430 \u0437\u0430 \u043e\u0431\u0441\u043b\u0443\u0436\u0432\u0430\u043d\u0435<\/strong> \u0417\u0430 \u0438\u0437\u043f\u043e\u043b\u0437\u0432\u0430\u043d\u0435 \u043d\u0430 \u043a\u0430\u0440\u0442\u0430 \u0442\u0430\u043a\u0441\u0430\u0442\u0430 \u0441\u0435 \u043d\u0430\u0447\u0438\u0441\u043b\u044f\u0432\u0430 \u0434\u043e\u0440\u0438 \u0437\u0430 \u043f\u043b\u0430\u0449\u0430\u043d\u0438\u044f \u0432 \u0431\u0440\u043e\u0439. \u0412 RecargaPay \u0442\u044f \u0435 3.99% \u0441 \u043a\u0430\u0440\u0442\u0430 Apple Pay, Google Pay \u0438\u043b\u0438 RecargaPay \u0438 4.99% \u0441 \u0434\u0440\u0443\u0433\u0438 \u043a\u0430\u0440\u0442\u0438; Mercado Pago \u043e\u0442\u0447\u0438\u0442\u0430 \u0434\u0438\u0430\u043f\u0430\u0437\u043e\u043d \u043e\u0442 3.99% \u0434\u043e 6.49% \u0437\u0430 \u0441\u0443\u043c\u0430\u0442\u0430 \u043d\u0430 boleto.<\/li>\n<li><strong>\u041b\u0438\u0445\u0432\u0430 \u043d\u0430 \u0432\u043d\u043e\u0441\u043a\u0438<\/strong>, \u0422\u0435\u0437\u0438 \u0442\u0430\u043a\u0441\u0438 \u0441\u0435 \u043d\u0430\u0447\u0438\u0441\u043b\u044f\u0432\u0430\u0442 \u043c\u0435\u0441\u0435\u0447\u043d\u043e \u0432\u044a\u0440\u0445\u0443 \u0441\u0430\u043b\u0434\u043e\u0442\u043e. Mercado Pago \u043f\u043e\u0441\u043e\u0447\u0432\u0430, \u0447\u0435 \u0437\u0430\u043f\u043e\u0447\u0432\u0430\u0442 \u043e\u0442 \u043e\u043a\u043e\u043b\u043e 3.99% \u043d\u0430 \u043c\u0435\u0441\u0435\u0446; RecargaPay \u043f\u043e\u0441\u043e\u0447\u0432\u0430 4.14% \u043d\u0430 3 \u0432\u043d\u043e\u0441\u043a\u0438, 3.05% \u043d\u0430 6, 2.67% \u043d\u0430 10 \u0438 2.08% \u043d\u0430 12. PagBank, PicPay \u0438 Nubank \u043f\u043e\u043a\u0430\u0437\u0432\u0430\u0442 \u0442\u0430\u043a\u0441\u0430\u0442\u0430 \u0441\u0430\u043c\u043e \u0432 \u0441\u0438\u043c\u0443\u043b\u0430\u0446\u0438\u044f\u0442\u0430 \u0432 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e.<\/li>\n<li><strong>\u0418\u041e\u0424:<\/strong> \u041a\u043e\u0433\u0430\u0442\u043e \u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0438\u043c\u043e, \u043f\u0440\u043e\u0432\u0435\u0440\u0435\u0442\u0435 \u043f\u043e\u0441\u043e\u0447\u0435\u043d\u0438\u044f \u0434\u0430\u043d\u044a\u043a \u0437\u0430 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u044f\u0442\u0430 \u0438 \u0434\u0430\u0442\u0430\u0442\u0430 \u043d\u0430 \u043f\u0430\u0434\u0435\u0436\u0430 \u043c\u0443. \u0418\u0437\u0447\u0438\u0441\u043b\u0435\u043d\u0438\u0435\u0442\u043e \u043c\u043e\u0436\u0435 \u0434\u0430 \u0437\u0430\u0432\u0438\u0441\u0438 \u043e\u0442 \u0434\u0430\u0442\u0438\u0442\u0435 \u0438 \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0430\u0442\u0430 \u043d\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0430. \u0420\u0430\u0437\u043f\u043e\u0440\u0435\u0434\u0431\u0438\u0442\u0435 \u0441\u0430 \u0434\u043e\u0441\u0442\u044a\u043f\u043d\u0438 \u043d\u0430 [\u043b\u0438\u043d\u043a\/\u043f\u0440\u0435\u043f\u0440\u0430\u0442\u043a\u0430 \u043a\u044a\u043c \u0441\u044a\u043e\u0442\u0432\u0435\u0442\u043d\u0438\u044f \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\/\u0440\u0430\u0437\u0434\u0435\u043b]. <a href=\"https:\/\/www.planalto.gov.br\/ccivil_03\/_ato2007-2010\/2007\/decreto\/d6306.htm\">\u0423\u043a\u0430\u0437 6.306 \u0438 \u043d\u0435\u0433\u043e\u0432\u0438\u0442\u0435 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u044f<\/a>; \u0418\u0437\u043f\u043e\u043b\u0437\u0432\u0430\u0439\u0442\u0435 \u0444\u043e\u0440\u043c\u0430\u043b\u043d\u0430\u0442\u0430 \u0441\u0442\u043e\u0439\u043d\u043e\u0441\u0442 \u043d\u0430 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e, \u0437\u0430 \u0434\u0430 \u0441\u0440\u0430\u0432\u043d\u0438\u0442\u0435 \u0440\u0430\u0437\u0445\u043e\u0434\u0438\u0442\u0435.<\/li>\n<\/ul>\n<p>\u0422\u043e\u0437\u0438 \u043f\u0430\u043a\u0435\u0442 \u0435 \u043e\u0431\u043e\u0431\u0449\u0435\u043d \u0432 \u041e\u0431\u0449\u0430\u0442\u0430 \u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0430 \u0446\u0435\u043d\u0430 \u0438\u043b\u0438 CET, \u043a\u043e\u044f\u0442\u043e \u041d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u043d\u0438\u044f\u0442 \u043f\u0430\u0440\u0438\u0447\u0435\u043d \u0441\u044a\u0432\u0435\u0442 \u0438\u0437\u0438\u0441\u043a\u0432\u0430 \u0434\u0430 \u0431\u044a\u0434\u0435 \u043e\u043f\u043e\u0432\u0435\u0441\u0442\u0435\u043d\u0430 \u0437\u0430 \u043b\u0438\u0447\u043d\u0438 \u0437\u0430\u0435\u043c\u0438. \u0422\u044f \u0432\u0435\u0447\u0435 \u0432\u043a\u043b\u044e\u0447\u0432\u0430 \u043b\u0438\u0445\u0432\u0430, \u0442\u0430\u043a\u0441\u0438 \u0438 \u0434\u0430\u043d\u044a\u0446\u0438, \u0438\u0437\u0440\u0430\u0437\u0435\u043d\u0438 \u043a\u0430\u0442\u043e \u0433\u043e\u0434\u0438\u0448\u0435\u043d \u043f\u0440\u043e\u0446\u0435\u043d\u0442, \u0438 \u0435 \u0446\u0438\u0444\u0440\u0430\u0442\u0430, \u043a\u043e\u044f\u0442\u043e \u0441\u0435 \u0441\u0440\u0430\u0432\u043d\u044f\u0432\u0430 \u0441 \u043f\u043b\u0430\u0449\u0430\u043d\u0435\u0442\u043e \u0441 \u043f\u0430\u0440\u0438\u0442\u0435 \u0432 \u0441\u043c\u0435\u0442\u043a\u0430\u0442\u0430.<\/p>\n<h3>\u0424\u0430\u043a\u0442\u0443\u0440\u0430 R$ 300 \u0432 \u0441\u043c\u0435\u0442\u043a\u0430\u0442\u0430 \u043d\u0430 \u043f\u0435\u043a\u0430\u0440\u043d\u0430\u0442\u0430.<\/h3>\n<p>\u041f\u0440\u0438\u043c\u0435\u0440\u044a\u0442 \u0438\u0437\u043f\u043e\u043b\u0437\u0432\u0430 \u0445\u0438\u043f\u043e\u0442\u0435\u0442\u0438\u0447\u043d\u0430 \u0441\u0442\u0430\u0432\u043a\u0430 \u043e\u0442 3.99% \u043d\u0430 \u043c\u0435\u0441\u0435\u0446 \u0438 \u0440\u0430\u0432\u043d\u0438 \u0432\u043d\u043e\u0441\u043a\u0438, \u0438\u0437\u043f\u043e\u043b\u0437\u0432\u0430\u0449\u0438 \u0444\u043e\u0440\u043c\u0443\u043b\u0430\u0442\u0430 \u0437\u0430 \u0446\u0435\u043d\u0430. \u0421\u0442\u043e\u0439\u043d\u043e\u0441\u0442\u0438\u0442\u0435 \u043f\u043e-\u0434\u043e\u043b\u0443 \u0441\u043b\u0443\u0436\u0430\u0442 \u0437\u0430 \u0432\u0438\u0437\u0443\u0430\u043b\u0438\u0437\u0438\u0440\u0430\u043d\u0435 \u043d\u0430 \u0435\u0444\u0435\u043a\u0442\u0430 \u043e\u0442 \u0441\u0440\u043e\u043a\u0430, \u0431\u0435\u0437 \u0434\u0430 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u0432\u0430\u0442 \u0442\u044a\u0440\u0433\u043e\u0432\u0441\u043a\u0430 \u043e\u0444\u0435\u0440\u0442\u0430. \u0414\u0430\u043d\u044a\u043a\u044a\u0442 \u0432\u044a\u0440\u0445\u0443 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0442\u0435 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438 (IOF), \u0442\u0430\u043a\u0441\u0438\u0442\u0435 \u0438 \u043c\u0435\u0442\u043e\u0434\u044a\u0442 \u043d\u0430 \u0444\u0430\u043a\u0442\u0443\u0440\u0438\u0440\u0430\u043d\u0435 \u0437\u0430\u0432\u0438\u0441\u044f\u0442 \u043e\u0442 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u044f\u0442\u0430 \u0438 \u0442\u0440\u044f\u0431\u0432\u0430 \u0434\u0430 \u0441\u0435 \u043e\u0442\u0447\u0438\u0442\u0430\u0442 \u0432 \u043e\u0431\u0449\u0430\u0442\u0430 \u0441\u0443\u043c\u0430, \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u0435\u043d\u0430 \u043e\u0442 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e:<\/p>\n<ul>\n<li>\u041f\u043b\u0430\u0449\u0430\u043d\u0435 \u0432 \u0431\u0440\u043e\u0439 \u0447\u0440\u0435\u0437 Pix, \u0434\u0435\u0431\u0438\u0442\u043d\u0430 \u043a\u0430\u0440\u0442\u0430 \u0438\u043b\u0438 \u0431\u0430\u043b\u0430\u043d\u0441 \u043f\u043e \u0441\u043c\u0435\u0442\u043a\u0430\u0442\u0430: R$ 300.00.<\/li>\n<li>\u041f\u043b\u0430\u0442\u0438\u043c\u043e \u0441 \u043a\u0430\u0440\u0442\u0430 \u0441 \u0442\u0430\u043a\u0441\u0430 \u0437\u0430 \u043e\u0431\u0441\u043b\u0443\u0436\u0432\u0430\u043d\u0435 \u043e\u0442 4.99%: R$ 314.97.<\/li>\n<li>\u041d\u0430 6 \u0432\u043d\u043e\u0441\u043a\u0438: 6 \u0432\u043d\u043e\u0441\u043a\u0438 \u043f\u043e R$ 57.21, \u043e\u0431\u0449\u043e R$ 343.26, \u043f\u0440\u0435\u0434\u0438 \u043f\u0440\u0438\u043b\u043e\u0436\u0438\u043c\u0438\u0442\u0435 \u0434\u0430\u043d\u044a\u0446\u0438 \u0438 \u0442\u0430\u043a\u0441\u0438.<\/li>\n<li>\u041d\u0430 12 \u0432\u043d\u043e\u0441\u043a\u0438: 12 \u0432\u043d\u043e\u0441\u043a\u0438 \u043f\u043e R$ 31.95, \u043e\u0431\u0449\u043e R$ 383.40, \u043f\u0440\u0435\u0434\u0438 \u043f\u0440\u0438\u043b\u043e\u0436\u0438\u043c\u0438\u0442\u0435 \u0434\u0430\u043d\u044a\u0446\u0438 \u0438 \u0442\u0430\u043a\u0441\u0438.<\/li>\n<\/ul>\n<p>\u041c\u0430\u043b\u043a\u0430 \u0432\u043d\u043e\u0441\u043a\u0430 \u043c\u043e\u0436\u0435 \u0434\u0430 \u0441\u043a\u0440\u0438\u0435 \u043f\u043e-\u0433\u043e\u043b\u044f\u043c\u0430 \u043e\u0431\u0449\u0430 \u0441\u0443\u043c\u0430. \u0412 \u043f\u0440\u0438\u043c\u0435\u0440\u0430 \u043e\u0431\u0449\u0438\u0442\u0435 \u0432\u043d\u043e\u0441\u043a\u0438 \u0441\u0430 \u043f\u0440\u0438\u0431\u043b\u0438\u0437\u0438\u0442\u0435\u043b\u043d\u043e 83,40 R$ \u043d\u0430\u0434 \u0433\u043b\u0430\u0432\u043d\u0438\u0446\u0430\u0442\u0430, \u043f\u0440\u0435\u0434\u0438 \u0432\u0441\u0438\u0447\u043a\u0438 \u0434\u0430\u043d\u044a\u0446\u0438 \u0438 \u0442\u0430\u043a\u0441\u0438. \u0421\u0440\u0430\u0432\u043d\u0435\u0442\u0435 \u043f\u043e\u043a\u0430\u0437\u0430\u043d\u0430\u0442\u0430 \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0442\u0435\u043b\u043d\u0430 \u0441\u0443\u043c\u0430 \u0437\u0430 \u0432\u0430\u0448\u0430\u0442\u0430 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u044f \u0438 \u0441\u0435 \u0443\u0432\u0435\u0440\u0435\u0442\u0435, \u0447\u0435 \u0442\u0430\u043a\u0441\u0438\u0442\u0435 \u0432\u0435\u0447\u0435 \u0441\u0430 \u0432\u043a\u043b\u044e\u0447\u0435\u043d\u0438, \u043a\u0430\u0442\u043e \u0438\u0437\u0431\u044f\u0433\u0432\u0430\u0442\u0435 \u0434\u0430 \u0433\u0438 \u0431\u0440\u043e\u0438\u0442\u0435 \u0434\u0432\u0430 \u043f\u044a\u0442\u0438.<\/p>\n<h2>\u041a\u0430\u043a \u0434\u0430 \u043f\u043b\u0430\u0442\u0438\u0442\u0435 \u0441\u043c\u0435\u0442\u043a\u0430 \u043d\u0430 \u0432\u043d\u043e\u0441\u043a\u0438, \u0438\u0437\u043f\u043e\u043b\u0437\u0432\u0430\u0439\u043a\u0438 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e, \u0441\u0442\u044a\u043f\u043a\u0430 \u043f\u043e \u0441\u0442\u044a\u043f\u043a\u0430.<\/h2>\n<p>\u041f\u044a\u0442\u044f\u0442 \u0435 \u0435\u0434\u0438\u043d \u0438 \u0441\u044a\u0449 \u0438 \u0432 \u043f\u0435\u0442\u0442\u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f, \u0441 \u043c\u0430\u043b\u043a\u0438 \u0440\u0430\u0437\u043b\u0438\u043a\u0438 \u0432 \u0438\u043c\u0435\u043d\u0430\u0442\u0430 \u043d\u0430 \u043c\u0435\u043d\u044e\u0442\u0430\u0442\u0430:<\/p>\n<ol>\n<li>\u041e\u0442\u0432\u043e\u0440\u0435\u0442\u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e \u0438 \u0434\u043e\u043a\u043e\u0441\u043d\u0435\u0442\u0435 \u201c\u041f\u043b\u0430\u0449\u0430\u043d\u0435\u201d. \u0412 PagBank \u043c\u0435\u043d\u044e\u0442\u043e \u0435 \u201c\u041f\u043b\u0430\u0449\u0430\u043d\u0435 \u043d\u0430 \u0441\u043c\u0435\u0442\u043a\u0438\u201d; \u0432 Mercado Pago \u2013 \u201c\u0421\u043c\u0435\u0442\u043a\u0438 \u0438 \u0434\u0430\u043d\u044a\u0446\u0438\u201d; \u0432 Nubank \u2013 \u201e\u041f\u043b\u0430\u0449\u0430\u043d\u0435 \u043d\u0430 \u0441\u043c\u0435\u0442\u043a\u0430 \u0441 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0430 \u043a\u0430\u0440\u0442\u0430\u201c.<\/li>\n<li>\u041d\u0430\u0441\u043e\u0447\u0435\u0442\u0435 \u043a\u0430\u043c\u0435\u0440\u0430\u0442\u0430 \u043a\u044a\u043c \u0431\u0430\u0440\u043a\u043e\u0434\u0430 \u0438\u043b\u0438 \u0432\u044a\u0432\u0435\u0434\u0435\u0442\u0435 \u0447\u0438\u0441\u043b\u043e\u0432\u0438\u044f \u043a\u043e\u0434 \u0432 \u0446\u0438\u0444\u0440\u043e\u0432\u0438\u044f \u0440\u0435\u0434. \u041f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e \u043f\u043e\u043a\u0430\u0437\u0432\u0430 \u0438\u0437\u0434\u0430\u0442\u0435\u043b\u044f, \u0441\u0443\u043c\u0430\u0442\u0430 \u0438 \u0434\u0430\u0442\u0430\u0442\u0430 \u043d\u0430 \u043f\u0430\u0434\u0435\u0436\u0430; \u043f\u0440\u043e\u0432\u0435\u0440\u0435\u0442\u0435 \u0438 \u0442\u0440\u0438\u0442\u0435.<\/li>\n<li>\u0418\u0437\u0431\u0435\u0440\u0435\u0442\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0430 \u043a\u0430\u0440\u0442\u0430 \u043a\u0430\u0442\u043e \u043c\u0435\u0442\u043e\u0434 \u043d\u0430 \u043f\u043b\u0430\u0449\u0430\u043d\u0435. RecargaPay, PagBank \u0438 PicPay \u043f\u0440\u0438\u0435\u043c\u0430\u0442 \u043a\u0430\u0440\u0442\u0438 \u043e\u0442 \u0434\u0440\u0443\u0433\u0438 \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0446\u0438\u0438; Nubank \u043f\u0440\u0438\u0435\u043c\u0430 \u0441\u0430\u043c\u043e \u043a\u0430\u0440\u0442\u0438 \u043d\u0430 Nubank.<\/li>\n<li>\u0418\u0437\u0431\u0435\u0440\u0435\u0442\u0435 \u0431\u0440\u043e\u044f \u043d\u0430 \u0432\u043d\u043e\u0441\u043a\u0438\u0442\u0435. \u0422\u043e\u0437\u0438 \u0435\u043a\u0440\u0430\u043d \u043f\u043e\u043a\u0430\u0437\u0432\u0430 \u0441\u0442\u043e\u0439\u043d\u043e\u0441\u0442\u0442\u0430 \u043d\u0430 \u0432\u0441\u044f\u043a\u0430 \u0432\u043d\u043e\u0441\u043a\u0430, \u043e\u0431\u0449\u0430\u0442\u0430 \u0441\u0443\u043c\u0430, \u043c\u0435\u0441\u0435\u0447\u043d\u0438\u044f \u043b\u0438\u0445\u0432\u0435\u043d \u043f\u0440\u043e\u0446\u0435\u043d\u0442, \u0434\u0430\u043d\u044a\u043a\u0430 \u0432\u044a\u0440\u0445\u0443 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0442\u0435 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438 (IOF) \u0438 \u043e\u0431\u0449\u0438\u0442\u0435 \u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0438 \u0440\u0430\u0437\u0445\u043e\u0434\u0438 (CET).<\/li>\n<li>\u041f\u043e\u0442\u0432\u044a\u0440\u0434\u0435\u0442\u0435 \u0441 \u043f\u0430\u0440\u043e\u043b\u0430\u0442\u0430 \u0438\u043b\u0438 \u0431\u0438\u043e\u043c\u0435\u0442\u0440\u0438\u0447\u043d\u0438\u0442\u0435 \u0441\u0438 \u0434\u0430\u043d\u043d\u0438 \u0438 \u0437\u0430\u043f\u0430\u0437\u0435\u0442\u0435 \u0440\u0430\u0437\u043f\u0438\u0441\u043a\u0430\u0442\u0430. \u0410\u043a\u0442\u0443\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u044f\u0442\u0430 \u0432 \u0431\u0430\u043d\u043a\u0430\u0442\u0430 \u0438\u0437\u0434\u0430\u0442\u0435\u043b \u043c\u043e\u0436\u0435 \u0434\u0430 \u043e\u0442\u043d\u0435\u043c\u0435 \u043d\u044f\u043a\u043e\u043b\u043a\u043e \u0440\u0430\u0431\u043e\u0442\u043d\u0438 \u0434\u043d\u0438; \u043d\u0435 \u0447\u0430\u043a\u0430\u0439\u0442\u0435 \u043a\u0440\u0430\u0439\u043d\u0438\u044f \u0441\u0440\u043e\u043a.<\/li>\n<\/ol>\n<h2>\u041a\u043e\u0438 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u0432\u0438 \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0432\u0430\u0442 \u0434\u0430 \u043f\u043b\u0430\u0449\u0430\u0442\u0435 \u0441\u043c\u0435\u0442\u043a\u0438 \u043d\u0430 \u0432\u043d\u043e\u0441\u043a\u0438 \u0441 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0430 \u043a\u0430\u0440\u0442\u0430?<\/h2>\n<p>\u041f\u0435\u0442\u0442\u0435 \u0438\u0437\u0431\u0440\u043e\u0435\u043d\u0438 \u043f\u043e-\u0434\u043e\u043b\u0443 \u0441\u0430 \u0432 Google Play \u0438 \u043e\u043f\u0438\u0441\u0432\u0430\u0442 \u0444\u0443\u043d\u043a\u0446\u0438\u044f\u0442\u0430 \u0432 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u0438\u044f \u0441\u0438 \u043f\u043e\u043c\u043e\u0449\u0435\u043d \u0446\u0435\u043d\u0442\u044a\u0440 \u0438\u043b\u0438 \u043e\u0444\u0438\u0446\u0438\u0430\u043b\u0435\u043d \u0431\u043b\u043e\u0433. \u041a\u043e\u043b\u043e\u043d\u0430\u0442\u0430 \u0441 \u0446\u0435\u043d\u0438 \u043f\u043e\u043a\u0430\u0437\u0432\u0430 \u0441\u0430\u043c\u043e \u0442\u043e\u0432\u0430, \u043a\u043e\u0435\u0442\u043e \u0432\u0441\u044f\u043a\u0430 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f \u043f\u0443\u0431\u043b\u0438\u043a\u0443\u0432\u0430.<\/p>\n<table>\n<thead>\n<tr>\n<th>\u041f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435<\/th>\n<th>\u041c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u0435\u043d \u0431\u0440\u043e\u0439 \u043f\u0440\u0430\u0442\u043a\u0438<\/th>\n<th>\u041a\u0430\u0440\u0442\u0430 \u043e\u0442 \u0434\u0440\u0443\u0433\u0430 \u0431\u0430\u043d\u043a\u0430<\/th>\n<th>\u041f\u0443\u0431\u043b\u0438\u043a\u0443\u0432\u0430\u043d\u0430 \u0441\u0442\u0430\u0432\u043a\u0430<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>RecargaPay<\/td>\n<td>18 \u0432\u043d\u043e\u0441\u043a\u0438 \u0441 Apple Pay \u0438\u043b\u0438 Google Pay; 12 \u0432\u043d\u043e\u0441\u043a\u0438 \u0441 \u0434\u0440\u0443\u0433\u0438 \u043a\u0430\u0440\u0442\u0438.<\/td>\n<td>\u0434\u0430<\/td>\n<td>\u0426\u0435\u043d\u0430 \u043f\u0440\u0438 \u043f\u043b\u0430\u0449\u0430\u043d\u0435 \u0432 \u0431\u0440\u043e\u0439 \u043e\u0442 3.99% \u0434\u043e 4.99%; \u043b\u0438\u0445\u0432\u0430 \u043e\u0442 2.08% \u0434\u043e 4.14% \u043d\u0430 \u043c\u0435\u0441\u0435\u0446.<\/td>\n<\/tr>\n<tr>\n<td>\u041c\u0435\u0440\u043a\u0430\u0434\u043e \u041f\u0430\u0433\u043e<\/td>\n<td>12x<\/td>\n<td>\u041d\u0435 \u0435 \u0438\u043d\u0444\u043e\u0440\u043c\u0438\u0440\u0430\u043d<\/td>\n<td>\u0422\u0430\u043a\u0441\u0430 \u0437\u0430 \u043e\u0431\u0441\u043b\u0443\u0436\u0432\u0430\u043d\u0435 \u043e\u0442 3.99% \u0434\u043e 6.49%; \u043b\u0438\u0445\u0432\u0430, \u0437\u0430\u043f\u043e\u0447\u0432\u0430\u0449\u0430 \u043e\u0442 3.99% \u043d\u0430 \u043c\u0435\u0441\u0435\u0446.<\/td>\n<\/tr>\n<tr>\n<td>PagBank<\/td>\n<td>12x<\/td>\n<td>\u0434\u0430<\/td>\n<td>\u0421\u0430\u043c\u043e \u0432 \u0441\u0438\u043c\u0443\u043b\u0430\u0446\u0438\u044f\u0442\u0430.<\/td>\n<\/tr>\n<tr>\n<td>PicPay<\/td>\n<td>\u0421\u0430\u043c\u043e \u0432 \u0441\u0438\u043c\u0443\u043b\u0430\u0446\u0438\u044f\u0442\u0430.<\/td>\n<td>\u0434\u0430<\/td>\n<td>\u0421\u0430\u043c\u043e \u0432 \u0441\u0438\u043c\u0443\u043b\u0430\u0446\u0438\u044f\u0442\u0430.<\/td>\n<\/tr>\n<tr>\n<td>\u041d\u0443\u0431\u0430\u043d\u043a<\/td>\n<td>12x<\/td>\n<td>\u041d\u0435, \u0441\u0430\u043c\u043e \u043a\u0430\u0440\u0442\u0430 Nubank.<\/td>\n<td>\u0421\u0430\u043c\u043e \u0432 \u0441\u0438\u043c\u0443\u043b\u0430\u0446\u0438\u044f\u0442\u0430.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>RecargaPay: \u0434\u043e 18 \u0432\u043d\u043e\u0441\u043a\u0438 \u0438 \u0442\u0430\u0431\u043b\u0438\u0446\u0430 \u0441 \u043b\u0438\u0445\u0432\u0435\u043d\u0438 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u0438.<\/h3>\n<p>\u0422\u043e\u0432\u0430 \u0435 \u0435\u0434\u0438\u043d\u0441\u0442\u0432\u0435\u043d\u0430\u0442\u0430 \u043e\u0442 \u043f\u0435\u0442\u0442\u0435, \u043a\u043e\u044f\u0442\u043e \u043f\u0443\u0431\u043b\u0438\u043a\u0443\u0432\u0430 \u0446\u044f\u043b\u0430\u0442\u0430 \u0442\u0430\u0431\u043b\u0438\u0446\u0430 \u0441 \u043b\u0438\u0445\u0432\u0435\u043d\u0438 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u0438 \u043d\u0430 \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0430\u0442\u0430 \u0437\u0430 \u043f\u043b\u0430\u0449\u0430\u043d\u0435 \u043d\u0430 \u0441\u043c\u0435\u0442\u043a\u0438 \u0438 \u0435\u0434\u0438\u043d\u0441\u0442\u0432\u0435\u043d\u0430\u0442\u0430, \u043a\u043e\u044f\u0442\u043e \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430 \u0434\u043e 18 \u0432\u043d\u043e\u0441\u043a\u0438, \u043f\u0440\u0438 \u0443\u0441\u043b\u043e\u0432\u0438\u0435 \u0447\u0435 \u043a\u0430\u0440\u0442\u0430\u0442\u0430 \u0435 \u0432 Apple Pay \u0438\u043b\u0438 Google Pay; \u0441 \u0432\u044a\u0432\u0435\u0434\u0435\u043d\u0438\u044f \u0431\u0440\u043e\u0439, \u043b\u0438\u043c\u0438\u0442\u044a\u0442 \u0435 12. \u041f\u0440\u0438\u0435\u043c\u0430 Visa, Mastercard, Elo, Hipercard \u0438 American Express \u043e\u0442 \u0432\u0441\u044f\u043a\u0430 \u0431\u0430\u043d\u043a\u0430, \u0430 \u043f\u043e\u043a\u0430\u0437\u0430\u043d\u0430\u0442\u0430 \u0441\u0443\u043c\u0430 \u043f\u0440\u0435\u0434\u0438 \u043f\u043e\u0442\u0432\u044a\u0440\u0436\u0434\u0435\u043d\u0438\u0435\u0442\u043e \u0432\u0435\u0447\u0435 \u0432\u043a\u043b\u044e\u0447\u0432\u0430 IOF (\u0434\u0430\u043d\u044a\u043a \u0432\u044a\u0440\u0445\u0443 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0442\u0435 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438) \u0438 \u0442\u0430\u043a\u0441\u0438.<\/p>\n<div class=\"app-card\">  <div class=\"app-header\">    <img decoding=\"async\" src=\"https:\/\/play-lh.googleusercontent.com\/8xuk94KqShAoDd3k7HZtCXPj1vDXS9XDS44hotCsdS-za-O7orHv2Wt3ILQ-5eDjyBL51mATNrxtxKfS3UTGIbw\" alt=\"RecargaPay: \u041b\u043e\u0433\u043e \u043d\u0430 Pix \u043a\u0430\u0440\u0442\u0430 \u0438 \u0430\u043a\u0430\u0443\u043d\u0442\" class=\"app-logo\" loading=\"lazy\">    <div class=\"app-title-container\">      <h3 class=\"app-title\">RecargaPay: Pix \u043a\u0430\u0440\u0442\u0430 \u0438 \u0430\u043a\u0430\u0443\u043d\u0442<\/h3>  <span class=\"app-category\">Android<\/span>    <\/div>  <\/div>  <div class=\"app-body\"><div class=\"app-stats\"><div class=\"app-info-item rating-item\">  <span class=\"stc-rating-stars\" style=\"--rating: 4.80;\" aria-label=\"\u041e\u0446\u0435\u043d\u043a\u0430 4.8 \u043e\u0442 5\"><\/span>  <span class=\"rating-text\">4,8<\/span><\/div><\/div><a href=\"https:\/\/tikmobiles.com\/bg\/baixar-agora?thumb=https%3A%2F%2Fplay-lh.googleusercontent.com%2F8xuk94KqShAoDd3k7HZtCXPj1vDXS9XDS44hotCsdS-za-O7orHv2Wt3ILQ-5eDjyBL51mATNrxtxKfS3UTGIbw&title=RecargaPay%3A+Pix+Cart%C3%A3o+e+Conta&get=https%3A%2F%2Fplay.google.com%2Fstore%2Fapps%2Fdetails%3Fid%3Dcom.recarga.recarga\" class=\"download-btn\" id=\"download-btn-0\" data-instance=\"1\" data-title=\"RecargaPay: Pix Cart\u00e3o e Conta\">  <span class=\"download-btn-icon\"><svg viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"white\"><path d=\"M3 2.5v19c0 .8.9 1.3 1.6.8l14-9.5c.6-.4.6-1.3 0-1.7L4.6 1.7C3.9 1.2 3 1.7 3 2.5z\"\/><\/svg><\/span>  <span class=\"download-btn-text\">\u041f\u0440\u0435\u0433\u043b\u0435\u0434 \u0432 Google Play<\/span>  <span class=\"download-btn-arrow\"><svg viewbox=\"0 0 24 24\" width=\"18\" height=\"18\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" stroke=\"white\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 5l7 7-7 7\"\/><\/svg><\/span><\/a>  <\/div><\/div><script>\n        document.addEventListener(\"DOMContentLoaded\", function() {\n            var botao = document.getElementById(\"download-btn-0\");\n            if (botao) {\n                \/\/ Evento de clique\n                botao.addEventListener(\"click\", function() {\n                    if (typeof fbq !== \"undefined\") {\n                        fbq(\"track\", \"ViewContent\", {\n                            app_name: \"RecargaPay: Pix Cart\u00e3o e Conta\",\n                            app_instance: 1,\n                            button_id: \"download-btn-0\"\n                        });\n                    }\n                });\n                \n                \/\/ Evento de scroll at\u00e9 o bot\u00e3o (vis\u00edvel na tela)\n                var observer = new IntersectionObserver(function(entries) {\n                    entries.forEach(function(entry) {\n                        if (entry.isIntersecting) {\n                            if (typeof fbq !== \"undefined\") {\n                                \/\/ Usa par\u00e2metros customizados para diferenciar cada evento de scroll\n                                fbq(\"trackCustom\", \"ScrollAteBotao\", {\n                                    app_name: \"RecargaPay: Pix Cart\u00e3o e Conta\",\n                                    app_instance: 1,\n                                    button_id: \"download-btn-0\"\n                                });\n                            }\n                            observer.unobserve(entry.target);\n                        }\n                    });\n                });\n                \n                observer.observe(botao);\n            }\n        });\n        <\/script>\n<h3>\u041c\u0435\u0440\u043a\u0430\u0434\u043e \u041f\u0430\u0433\u043e: \u0434\u043e 12 \u0432\u043d\u043e\u0441\u043a\u0438 \u0441 \u043f\u043e\u043a\u0430\u0437\u0432\u0430\u043d\u0435 \u043d\u0430 \u0446\u0435\u043d\u0442\u0440\u0430\u043b\u043d\u043e\u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e \u0432\u0440\u0435\u043c\u0435 \u043d\u0430 \u0435\u043a\u0440\u0430\u043d\u0430.<\/h3>\n<p>\u0412 \u0441\u0435\u043a\u0446\u0438\u044f\u0442\u0430 \u201c\u041f\u043b\u0430\u0442\u0435\u0436\u043d\u0438 \u0444\u0438\u0448\u043e\u0432\u0435 \u0438 \u0434\u0430\u043d\u044a\u0446\u0438\u201d \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430 \u043e\u043f\u0446\u0438\u0438 \u0437\u0430 \u0431\u0430\u043b\u0430\u043d\u0441, \u0434\u0435\u0431\u0438\u0442\u043d\u0430 \u0438\u043b\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0430 \u043a\u0430\u0440\u0442\u0430. \u0421 \u043a\u0440\u0435\u0434\u0438\u0442 \u043c\u043e\u0436\u0435\u0442\u0435 \u0434\u0430 \u0438\u0437\u0431\u0435\u0440\u0435\u0442\u0435 \u0434\u043e 12 \u0432\u043d\u043e\u0441\u043a\u0438 \u0438 \u0434\u0430 \u0432\u0438\u0434\u0438\u0442\u0435 \u0441\u0442\u043e\u0439\u043d\u043e\u0441\u0442\u0442\u0430 \u043d\u0430 \u0432\u0441\u044f\u043a\u0430 \u0435\u0434\u043d\u0430, \u0432\u043a\u043b\u044e\u0447\u0438\u0442\u0435\u043b\u043d\u043e \u0442\u0430\u043a\u0441\u0438 \u0437\u0430 \u043e\u0431\u0441\u043b\u0443\u0436\u0432\u0430\u043d\u0435, \u043b\u0438\u0445\u0432\u0430, IOF (\u0434\u0430\u043d\u044a\u043a \u0432\u044a\u0440\u0445\u0443 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0438 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438) \u0438 CET (\u043e\u0431\u0449\u0430 \u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0430 \u0446\u0435\u043d\u0430). \u041e\u0444\u0438\u0446\u0438\u0430\u043b\u043d\u0438\u044f\u0442 \u0431\u043b\u043e\u0433 \u043f\u043e\u0441\u043e\u0447\u0432\u0430 \u0442\u0430\u043a\u0441\u0430\u0442\u0430 \u0437\u0430 \u043e\u0431\u0441\u043b\u0443\u0436\u0432\u0430\u043d\u0435 \u043c\u0435\u0436\u0434\u0443 3.99% \u0438 6.49%, \u0430 \u043b\u0438\u0445\u0432\u0430\u0442\u0430 \u0437\u0430\u043f\u043e\u0447\u0432\u0430 \u043e\u0442 3.99% \u043d\u0430 \u043c\u0435\u0441\u0435\u0446, \u043a\u0430\u0442\u043e \u0441\u0435 \u0443\u0432\u0435\u043b\u0438\u0447\u0430\u0432\u0430 \u0441 \u0431\u0440\u043e\u044f \u043d\u0430 \u0432\u043d\u043e\u0441\u043a\u0438\u0442\u0435.<\/p>\n<div class=\"app-card\">  <div class=\"app-header\">    <img decoding=\"async\" src=\"https:\/\/play-lh.googleusercontent.com\/-WB4u-r62cAEy8kImGb4-pXGcr2T-nC71c54xJO4m1aIRtKb2eI2pW_rm7AZg6tEpOL1ZTdIiozUMHgA6eZFl9Y\" alt=\"Mercado Pago: \u0446\u0438\u0444\u0440\u043e\u0432\u043e \u043b\u043e\u0433\u043e \u043d\u0430 Banco\" class=\"app-logo\" loading=\"lazy\">    <div class=\"app-title-container\">      <h3 class=\"app-title\">\u041c\u0435\u0440\u043a\u0430\u0434\u043e \u041f\u0430\u0433\u043e: \u0414\u0438\u0433\u0438\u0442\u0430\u043b\u043d\u0430 \u0431\u0430\u043d\u043a\u0430<\/h3>  <span class=\"app-category\">Android<\/span>    <\/div>  <\/div>  <div class=\"app-body\"><div class=\"app-stats\"><div class=\"app-info-item rating-item\">  <span class=\"stc-rating-stars\" style=\"--rating: 4.90;\" aria-label=\"\u041e\u0446\u0435\u043d\u043a\u0430 4.9 \u043e\u0442 5\"><\/span>  <span class=\"rating-text\">4,9<\/span><\/div><\/div><a href=\"https:\/\/tikmobiles.com\/bg\/baixar-agora?thumb=https%3A%2F%2Fplay-lh.googleusercontent.com%2F-WB4u-r62cAEy8kImGb4-pXGcr2T-nC71c54xJO4m1aIRtKb2eI2pW_rm7AZg6tEpOL1ZTdIiozUMHgA6eZFl9Y&title=Mercado+Pago%3A+Banco+Digital&get=https%3A%2F%2Fplay.google.com%2Fstore%2Fapps%2Fdetails%3Fid%3Dcom.mercadopago.wallet\" class=\"download-btn\" id=\"download-btn-1\" data-instance=\"2\" data-title=\"Mercado Pago: Banco Digital\">  <span class=\"download-btn-icon\"><svg viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"white\"><path d=\"M3 2.5v19c0 .8.9 1.3 1.6.8l14-9.5c.6-.4.6-1.3 0-1.7L4.6 1.7C3.9 1.2 3 1.7 3 2.5z\"\/><\/svg><\/span>  <span class=\"download-btn-text\">\u041f\u0440\u0435\u0433\u043b\u0435\u0434 \u0432 Google Play<\/span>  <span class=\"download-btn-arrow\"><svg viewbox=\"0 0 24 24\" width=\"18\" height=\"18\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" stroke=\"white\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 5l7 7-7 7\"\/><\/svg><\/span><\/a>  <\/div><\/div><script>\n        document.addEventListener(\"DOMContentLoaded\", function() {\n            var botao = document.getElementById(\"download-btn-1\");\n            if (botao) {\n                \/\/ Evento de clique\n                botao.addEventListener(\"click\", function() {\n                    if (typeof fbq !== \"undefined\") {\n                        fbq(\"track\", \"ViewContent\", {\n                            app_name: \"Mercado Pago: Banco Digital\",\n                            app_instance: 2,\n                            button_id: \"download-btn-1\"\n                        });\n                    }\n                });\n                \n                \/\/ Evento de scroll at\u00e9 o bot\u00e3o (vis\u00edvel na tela)\n                var observer = new IntersectionObserver(function(entries) {\n                    entries.forEach(function(entry) {\n                        if (entry.isIntersecting) {\n                            if (typeof fbq !== \"undefined\") {\n                                \/\/ Usa par\u00e2metros customizados para diferenciar cada evento de scroll\n                                fbq(\"trackCustom\", \"ScrollAteBotao\", {\n                                    app_name: \"Mercado Pago: Banco Digital\",\n                                    app_instance: 2,\n                                    button_id: \"download-btn-1\"\n                                });\n                            }\n                            observer.unobserve(entry.target);\n                        }\n                    });\n                });\n                \n                observer.observe(botao);\n            }\n        });\n        <\/script>\n<h3>PagBank: \u0432\u0441\u044f\u043a\u0430 \u043a\u0430\u0440\u0442\u0430, \u0434\u043e 12 \u0432\u043d\u043e\u0441\u043a\u0438<\/h3>\n<p>\u0412 \u0441\u0435\u043a\u0446\u0438\u044f\u0442\u0430 \u201c\u041f\u043b\u0430\u0449\u0430\u043d\u0435 \u043d\u0430 \u0441\u043c\u0435\u0442\u043a\u0438\u201d, \u0441\u043b\u0435\u0434 \u0442\u043e\u0432\u0430 \u201c\u041f\u043b\u0430\u0449\u0430\u043d\u0435 \u0441 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0430 \u043a\u0430\u0440\u0442\u0430\u201d, PagBank \u043f\u0440\u0438\u0435\u043c\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438 \u043a\u0430\u0440\u0442\u0438 \u043e\u0442 \u0432\u0441\u044f\u043a\u0430 \u0431\u0430\u043d\u043a\u0430 \u0438 \u0438\u0437\u0434\u0430\u0442\u0435\u043b, \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430 \u043f\u043b\u0430\u0449\u0430\u043d\u0435 \u043d\u0430 \u0434\u043e 12 \u0432\u043d\u043e\u0441\u043a\u0438 \u0438 \u043f\u043e\u043a\u0430\u0437\u0432\u0430 \u0440\u0430\u0437\u043c\u0435\u0440\u0430 \u043d\u0430 \u0432\u043d\u043e\u0441\u043a\u0430\u0442\u0430 \u043f\u0440\u0435\u0434\u0438 \u043f\u043e\u0442\u0432\u044a\u0440\u0436\u0434\u0435\u043d\u0438\u0435. \u041b\u0438\u0445\u0432\u0435\u043d\u0438\u044f\u0442 \u043f\u0440\u043e\u0446\u0435\u043d\u0442 \u043d\u0435 \u0441\u0435 \u043f\u0443\u0431\u043b\u0438\u043a\u0443\u0432\u0430 \u0438\u0437\u0432\u044a\u043d \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e; \u043f\u043e\u043c\u043e\u0449\u043d\u0438\u044f\u0442 \u0446\u0435\u043d\u0442\u044a\u0440 \u0432\u0438 \u043d\u0430\u0441\u043e\u0447\u0432\u0430 \u0434\u0430 \u043f\u0440\u043e\u0432\u0435\u0440\u0438\u0442\u0435 \u0441\u0438\u043c\u0443\u043b\u0430\u0446\u0438\u044f\u0442\u0430.<\/p>\n<div class=\"app-card\">  <div class=\"app-header\">    <img decoding=\"async\" src=\"https:\/\/play-lh.googleusercontent.com\/X-KPLh6j19b9C0qz38_pO1lbpug_HOOwRkYaZFdrdFzMFlv2Vg1gsZ9RDjFrlUgj0LPlwSVqLVW5Q9lqJaG5aQ\" alt=\"PagBank Bank: \u0430\u043a\u0430\u0443\u043d\u0442, \u0434\u043e\u043a\u043e\u0441\u043d\u0435\u0442\u0435 + \u043b\u043e\u0433\u043e\" class=\"app-logo\" loading=\"lazy\">    <div class=\"app-title-container\">      <h3 class=\"app-title\">PagBank Bank: \u0421\u043c\u0435\u0442\u043a\u0430, \u0434\u043e\u043a\u043e\u0441\u043d\u0435\u0442\u0435 +<\/h3>  <span class=\"app-category\">Android<\/span>    <\/div>  <\/div>  <div class=\"app-body\"><div class=\"app-stats\"><div class=\"app-info-item rating-item\">  <span class=\"stc-rating-stars\" style=\"--rating: 4.90;\" aria-label=\"\u041e\u0446\u0435\u043d\u043a\u0430 4.9 \u043e\u0442 5\"><\/span>  <span class=\"rating-text\">4,9<\/span><\/div><\/div><a href=\"https:\/\/tikmobiles.com\/bg\/baixar-agora?thumb=https%3A%2F%2Fplay-lh.googleusercontent.com%2FX-KPLh6j19b9C0qz38_pO1lbpug_HOOwRkYaZFdrdFzMFlv2Vg1gsZ9RDjFrlUgj0LPlwSVqLVW5Q9lqJaG5aQ&title=Banco+PagBank%3A+Conta%2C+Tap+On+%2B&get=https%3A%2F%2Fplay.google.com%2Fstore%2Fapps%2Fdetails%3Fid%3Dbr.com.uol.ps.myaccount\" class=\"download-btn\" id=\"download-btn-2\" data-instance=\"3\" data-title=\"Banco PagBank: Conta, Tap On +\">  <span class=\"download-btn-icon\"><svg viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"white\"><path d=\"M3 2.5v19c0 .8.9 1.3 1.6.8l14-9.5c.6-.4.6-1.3 0-1.7L4.6 1.7C3.9 1.2 3 1.7 3 2.5z\"\/><\/svg><\/span>  <span class=\"download-btn-text\">\u041f\u0440\u0435\u0433\u043b\u0435\u0434 \u0432 Google Play<\/span>  <span class=\"download-btn-arrow\"><svg viewbox=\"0 0 24 24\" width=\"18\" height=\"18\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" stroke=\"white\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 5l7 7-7 7\"\/><\/svg><\/span><\/a>  <\/div><\/div><script>\n        document.addEventListener(\"DOMContentLoaded\", function() {\n            var botao = document.getElementById(\"download-btn-2\");\n            if (botao) {\n                \/\/ Evento de clique\n                botao.addEventListener(\"click\", function() {\n                    if (typeof fbq !== \"undefined\") {\n                        fbq(\"track\", \"ViewContent\", {\n                            app_name: \"Banco PagBank: Conta, Tap On +\",\n                            app_instance: 3,\n                            button_id: \"download-btn-2\"\n                        });\n                    }\n                });\n                \n                \/\/ Evento de scroll at\u00e9 o bot\u00e3o (vis\u00edvel na tela)\n                var observer = new IntersectionObserver(function(entries) {\n                    entries.forEach(function(entry) {\n                        if (entry.isIntersecting) {\n                            if (typeof fbq !== \"undefined\") {\n                                \/\/ Usa par\u00e2metros customizados para diferenciar cada evento de scroll\n                                fbq(\"trackCustom\", \"ScrollAteBotao\", {\n                                    app_name: \"Banco PagBank: Conta, Tap On +\",\n                                    app_instance: 3,\n                                    button_id: \"download-btn-2\"\n                                });\n                            }\n                            observer.unobserve(entry.target);\n                        }\n                    });\n                });\n                \n                observer.observe(botao);\n            }\n        });\n        <\/script>\n<h3>PicPay: \u043e\u0431\u0449\u0430 \u0441\u0443\u043c\u0430 \u0441 \u0432\u043a\u043b\u044e\u0447\u0435\u043d\u0430 \u0442\u0430\u043a\u0441\u0430 \u043f\u0440\u0435\u0434\u0438 \u043f\u043e\u0442\u0432\u044a\u0440\u0436\u0434\u0435\u043d\u0438\u0435<\/h3>\n<p>PicPay \u0432\u0438 \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0432\u0430 \u0434\u0430 \u043f\u043b\u0430\u0449\u0430\u0442\u0435 \u0441\u043c\u0435\u0442\u043a\u0438 \u0441 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438 \u043a\u0430\u0440\u0442\u0438, \u0430 \u0442\u0435\u0445\u043d\u0438\u044f\u0442 \u043f\u043e\u043c\u043e\u0449\u0435\u043d \u0446\u0435\u043d\u0442\u044a\u0440 \u0435 \u043b\u0435\u0441\u0435\u043d \u0437\u0430 \u0443\u043f\u043e\u0442\u0440\u0435\u0431\u0430: \u043c\u043e\u0436\u0435 \u0434\u0430 \u0438\u043c\u0430 \u0442\u0430\u043a\u0441\u0430 \u0438 \u043e\u0431\u0449\u0430\u0442\u0430 \u0441\u0443\u043c\u0430 \u0441\u0435 \u043f\u043e\u043a\u0430\u0437\u0432\u0430 \u0432 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e \u043f\u0440\u0435\u0434\u0438 \u043f\u043e\u0442\u0432\u044a\u0440\u0436\u0434\u0435\u043d\u0438\u0435. \u041c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u043d\u0438\u044f\u0442 \u0431\u0440\u043e\u0439 \u0432\u043d\u043e\u0441\u043a\u0438 \u0438 \u0442\u0430\u043a\u0441\u0430\u0442\u0430 \u0437\u0430 \u0441\u043c\u0435\u0442\u043a\u0430\u0442\u0430 \u043d\u0435 \u0441\u0435 \u043f\u0443\u0431\u043b\u0438\u043a\u0443\u0432\u0430\u0442 \u0438\u0437\u0432\u044a\u043d \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e, \u0442\u0430\u043a\u0430 \u0447\u0435 \u0435\u0434\u0438\u043d\u0441\u0442\u0432\u0435\u043d\u0438\u044f\u0442 \u043d\u0430\u0447\u0438\u043d \u0434\u0430 \u0440\u0430\u0437\u0431\u0435\u0440\u0435\u0442\u0435 \u0446\u0435\u043d\u0430\u0442\u0430 \u0435 \u0434\u0430 \u0441\u043a\u0430\u043d\u0438\u0440\u0430\u0442\u0435 \u0431\u0430\u0440\u043a\u043e\u0434\u0430 \u0438 \u0434\u0430 \u043f\u0440\u043e\u0432\u0435\u0440\u0438\u0442\u0435 \u0441\u0438\u043c\u0443\u043b\u0430\u0446\u0438\u044f\u0442\u0430.<\/p>\n<div class=\"app-card\">  <div class=\"app-header\">    <img decoding=\"async\" src=\"https:\/\/play-lh.googleusercontent.com\/l7hUS_lVviC9sEQo5nncAZDOUq6iJkGks2F2dWwQ2spKD4CRN1lSKHzB6wjD4qWFADnkRv-VvWYvqQP9d69es-E\" alt=\"PicPay Bank: \u041a\u0430\u0440\u0442\u0430, Pix \u0438 + \u043b\u043e\u0433\u043e\" class=\"app-logo\" loading=\"lazy\">    <div class=\"app-title-container\">      <h3 class=\"app-title\">PicPay Bank: \u041a\u0430\u0440\u0442\u0430, Pix \u0438 \u0434\u0440\u0443\u0433\u0438<\/h3>  <span class=\"app-category\">Android<\/span>    <\/div>  <\/div>  <div class=\"app-body\"><div class=\"app-stats\"><div class=\"app-info-item rating-item\">  <span class=\"stc-rating-stars\" style=\"--rating: 4.60;\" aria-label=\"\u041e\u0446\u0435\u043d\u043a\u0430 4.6 \u043e\u0442 5\"><\/span>  <span class=\"rating-text\">4,6<\/span><\/div><\/div><a href=\"https:\/\/tikmobiles.com\/bg\/baixar-agora?thumb=https%3A%2F%2Fplay-lh.googleusercontent.com%2Fl7hUS_lVviC9sEQo5nncAZDOUq6iJkGks2F2dWwQ2spKD4CRN1lSKHzB6wjD4qWFADnkRv-VvWYvqQP9d69es-E&title=Banco+PicPay%3A+Cart%C3%A3o%2C+Pix+e+%2B&get=https%3A%2F%2Fplay.google.com%2Fstore%2Fapps%2Fdetails%3Fid%3Dcom.picpay\" class=\"download-btn\" id=\"download-btn-3\" data-instance=\"4\" data-title=\"Banco PicPay: Cart\u00e3o, Pix e +\">  <span class=\"download-btn-icon\"><svg viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"white\"><path d=\"M3 2.5v19c0 .8.9 1.3 1.6.8l14-9.5c.6-.4.6-1.3 0-1.7L4.6 1.7C3.9 1.2 3 1.7 3 2.5z\"\/><\/svg><\/span>  <span class=\"download-btn-text\">\u041f\u0440\u0435\u0433\u043b\u0435\u0434 \u0432 Google Play<\/span>  <span class=\"download-btn-arrow\"><svg viewbox=\"0 0 24 24\" width=\"18\" height=\"18\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" stroke=\"white\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 5l7 7-7 7\"\/><\/svg><\/span><\/a>  <\/div><\/div><script>\n        document.addEventListener(\"DOMContentLoaded\", function() {\n            var botao = document.getElementById(\"download-btn-3\");\n            if (botao) {\n                \/\/ Evento de clique\n                botao.addEventListener(\"click\", function() {\n                    if (typeof fbq !== \"undefined\") {\n                        fbq(\"track\", \"ViewContent\", {\n                            app_name: \"Banco PicPay: Cart\u00e3o, Pix e +\",\n                            app_instance: 4,\n                            button_id: \"download-btn-3\"\n                        });\n                    }\n                });\n                \n                \/\/ Evento de scroll at\u00e9 o bot\u00e3o (vis\u00edvel na tela)\n                var observer = new IntersectionObserver(function(entries) {\n                    entries.forEach(function(entry) {\n                        if (entry.isIntersecting) {\n                            if (typeof fbq !== \"undefined\") {\n                                \/\/ Usa par\u00e2metros customizados para diferenciar cada evento de scroll\n                                fbq(\"trackCustom\", \"ScrollAteBotao\", {\n                                    app_name: \"Banco PicPay: Cart\u00e3o, Pix e +\",\n                                    app_instance: 4,\n                                    button_id: \"download-btn-3\"\n                                });\n                            }\n                            observer.unobserve(entry.target);\n                        }\n                    });\n                });\n                \n                observer.observe(botao);\n            }\n        });\n        <\/script>\n<h3>Nubank: \u0441\u0430\u043c\u043e \u0441 \u043a\u0430\u0440\u0442\u0430 Nubank, \u043e\u0442 1 \u0434\u043e 12 \u0432\u043d\u043e\u0441\u043a\u0438.<\/h3>\n<p>\u0412 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e Nubank \u043f\u044a\u0442\u044f\u0442 \u0435 \u201c\u041f\u043b\u0430\u0449\u0430\u043d\u0435\u201d, \u0441\u043b\u0435\u0434 \u0442\u043e\u0432\u0430 \u201e\u041f\u043b\u0430\u0449\u0430\u043d\u0435 \u043d\u0430 \u0441\u043c\u0435\u0442\u043a\u0430 \u0441 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0430 \u043a\u0430\u0440\u0442\u0430\u201c. \u041f\u043b\u0430\u0449\u0430\u043d\u0438\u044f\u0442\u0430 \u043d\u0430 \u0432\u043d\u043e\u0441\u043a\u0438 \u0432\u0430\u0440\u0438\u0440\u0430\u0442 \u043e\u0442 1 \u0434\u043e 12 \u0432\u043d\u043e\u0441\u043a\u0438 \u0441 \u043b\u0438\u0445\u0432\u0430 \u0438 \u043f\u0440\u0435\u0434\u0438 \u043f\u043e\u0442\u0432\u044a\u0440\u0436\u0434\u0435\u043d\u0438\u0435 \u0441\u0435 \u043f\u043e\u044f\u0432\u044f\u0432\u0430 \u0435\u043a\u0440\u0430\u043d \u0437\u0430 \u043f\u0440\u0435\u0433\u043b\u0435\u0434 \u0441 \u0438\u0437\u0434\u0430\u0442\u0435\u043b\u044f, \u0432\u043d\u043e\u0441\u043a\u0438\u0442\u0435, \u043e\u0431\u0449\u0430\u0442\u0430 \u0441\u0443\u043c\u0430, \u043b\u0438\u0445\u0432\u0435\u043d\u0438\u044f \u043f\u0440\u043e\u0446\u0435\u043d\u0442 \u0438 IOF (\u0434\u0430\u043d\u044a\u043a \u0432\u044a\u0440\u0445\u0443 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0442\u0435 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438). \u0421\u0443\u043c\u0430\u0442\u0430 \u0449\u0435 \u0441\u0435 \u043f\u043e\u043a\u0430\u0436\u0435 \u043d\u0430 \u0442\u0435\u043a\u0443\u0449\u0430\u0442\u0430 \u0438 \u0441\u043b\u0435\u0434\u0432\u0430\u0449\u0438\u0442\u0435 \u0441\u043c\u0435\u0442\u043a\u0438, \u0430 \u043f\u043e\u0442\u0432\u044a\u0440\u0436\u0434\u0435\u043d\u0438\u0435\u0442\u043e \u043d\u0430 \u043f\u043b\u0430\u0449\u0430\u043d\u0435\u0442\u043e \u043c\u043e\u0436\u0435 \u0434\u0430 \u043e\u0442\u043d\u0435\u043c\u0435 \u0434\u043e \u0442\u0440\u0438 \u0440\u0430\u0431\u043e\u0442\u043d\u0438 \u0434\u043d\u0438.<\/p>\n<div class=\"app-card\">  <div class=\"app-header\">    <img decoding=\"async\" src=\"https:\/\/play-lh.googleusercontent.com\/FP6PILGwB6hrdvwg_mE8H1MKi2AcRDbHJcdg7WMfjiHbs4-ZZhYSMtgibkpeakstu1UeNHL4TGCo1l0mV2qkQa4\" alt=\"Nubank: \u0441\u043c\u0435\u0442\u043a\u0430, \u043a\u0430\u0440\u0442\u0430 \u0438 \u043e\u0449\u0435 \u041b\u043e\u0433\u043e\" class=\"app-logo\" loading=\"lazy\">    <div class=\"app-title-container\">      <h3 class=\"app-title\">Nubank: \u0441\u043c\u0435\u0442\u043a\u0430, \u043a\u0430\u0440\u0442\u0430 \u0438 \u043e\u0449\u0435<\/h3>  <span class=\"app-category\">Android<\/span>    <\/div>  <\/div>  <div class=\"app-body\"><div class=\"app-stats\"><div class=\"app-info-item rating-item\">  <span class=\"stc-rating-stars\" style=\"--rating: 4.80;\" aria-label=\"\u041e\u0446\u0435\u043d\u043a\u0430 4.8 \u043e\u0442 5\"><\/span>  <span class=\"rating-text\">4,8<\/span><\/div><\/div><a href=\"https:\/\/tikmobiles.com\/bg\/baixar-agora?thumb=https%3A%2F%2Fplay-lh.googleusercontent.com%2FFP6PILGwB6hrdvwg_mE8H1MKi2AcRDbHJcdg7WMfjiHbs4-ZZhYSMtgibkpeakstu1UeNHL4TGCo1l0mV2qkQa4&title=Nubank%3A+conta%2C+cart%C3%A3o+e+mais&get=https%3A%2F%2Fplay.google.com%2Fstore%2Fapps%2Fdetails%3Fid%3Dcom.nu.production\" class=\"download-btn\" id=\"download-btn-4\" data-instance=\"5\" data-title=\"Nubank: conta, cart\u00e3o e mais\">  <span class=\"download-btn-icon\"><svg viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"white\"><path d=\"M3 2.5v19c0 .8.9 1.3 1.6.8l14-9.5c.6-.4.6-1.3 0-1.7L4.6 1.7C3.9 1.2 3 1.7 3 2.5z\"\/><\/svg><\/span>  <span class=\"download-btn-text\">\u041f\u0440\u0435\u0433\u043b\u0435\u0434 \u0432 Google Play<\/span>  <span class=\"download-btn-arrow\"><svg viewbox=\"0 0 24 24\" width=\"18\" height=\"18\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" stroke=\"white\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 5l7 7-7 7\"\/><\/svg><\/span><\/a>  <\/div><\/div><script>\n        document.addEventListener(\"DOMContentLoaded\", function() {\n            var botao = document.getElementById(\"download-btn-4\");\n            if (botao) {\n                \/\/ Evento de clique\n                botao.addEventListener(\"click\", function() {\n                    if (typeof fbq !== \"undefined\") {\n                        fbq(\"track\", \"ViewContent\", {\n                            app_name: \"Nubank: conta, cart\u00e3o e mais\",\n                            app_instance: 5,\n                            button_id: \"download-btn-4\"\n                        });\n                    }\n                });\n                \n                \/\/ Evento de scroll at\u00e9 o bot\u00e3o (vis\u00edvel na tela)\n                var observer = new IntersectionObserver(function(entries) {\n                    entries.forEach(function(entry) {\n                        if (entry.isIntersecting) {\n                            if (typeof fbq !== \"undefined\") {\n                                \/\/ Usa par\u00e2metros customizados para diferenciar cada evento de scroll\n                                fbq(\"trackCustom\", \"ScrollAteBotao\", {\n                                    app_name: \"Nubank: conta, cart\u00e3o e mais\",\n                                    app_instance: 5,\n                                    button_id: \"download-btn-4\"\n                                });\n                            }\n                            observer.unobserve(entry.target);\n                        }\n                    });\n                });\n                \n                observer.observe(botao);\n            }\n        });\n        <\/script>\n<h2>\u041a\u0430\u043a\u0432\u043e \u0432\u0430\u0448\u0430\u0442\u0430 \u0431\u0430\u043d\u043a\u0430 \u0432\u0435\u0447\u0435 \u043f\u0440\u0430\u0432\u0438 \u0431\u0435\u0437\u043f\u043b\u0430\u0442\u043d\u043e<\/h2>\n<p>\u041f\u0440\u0435\u0434\u0438 \u0434\u0430 \u0438\u0437\u043f\u043e\u043b\u0437\u0432\u0430\u0442\u0435 \u043a\u0440\u0435\u0434\u0438\u0442, \u043f\u0440\u043e\u0432\u0435\u0440\u0435\u0442\u0435 \u0431\u0430\u043b\u0430\u043d\u0441\u0430 \u0441\u0438, \u043d\u0430\u0441\u0440\u043e\u0447\u0435\u0442\u0435 \u043f\u043b\u0430\u0449\u0430\u043d\u0438\u044f\u0442\u0430 \u0438 \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0435\u0442\u0435 \u0434\u0430\u0442\u0430\u0442\u0430 \u043d\u0430 \u043f\u0430\u0434\u0435\u0436\u0430 \u0434\u0438\u0440\u0435\u043a\u0442\u043d\u043e \u0441 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430. \u041d\u044f\u043c\u0430 \u0433\u0430\u0440\u0430\u043d\u0446\u0438\u044f, \u0447\u0435 \u0434\u0430\u0442\u0430\u0442\u0430 \u043c\u043e\u0436\u0435 \u0434\u0430 \u0431\u044a\u0434\u0435 \u043f\u0440\u043e\u043c\u0435\u043d\u0435\u043d\u0430 \u0431\u0435\u0437\u043f\u043b\u0430\u0442\u043d\u043e. \u0410\u043a\u043e \u0441\u043c\u0435\u0442\u043a\u0430\u0442\u0430 \u0432\u0435\u0447\u0435 \u0435 \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u0435\u043d\u0430, \u043f\u043e\u0438\u0441\u043a\u0430\u0439\u0442\u0435 \u0430\u043a\u0442\u0443\u0430\u043b\u0438\u0437\u0438\u0440\u0430\u043d\u0430\u0442\u0430 \u0441\u0443\u043c\u0430 \u0438 \u043f\u0440\u043e\u0432\u0435\u0440\u0435\u0442\u0435 \u043f\u043e\u0441\u043b\u0435\u0434\u0441\u0442\u0432\u0438\u044f\u0442\u0430 \u043e\u0442 \u0437\u0430\u0431\u0430\u0432\u044f\u043d\u0435\u0442\u043e, \u043e\u0441\u043e\u0431\u0435\u043d\u043e \u0437\u0430 \u043e\u0441\u043d\u043e\u0432\u043d\u0438 \u0443\u0441\u043b\u0443\u0433\u0438 \u0438\u043b\u0438 \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0438 \u0441 \u043e\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u0438\u0435.<\/p>\n<p>\u0426\u0435\u043d\u0430\u0442\u0430 \u043d\u0430 \u0437\u0430\u043a\u044a\u0441\u043d\u044f\u043b\u043e\u0442\u043e \u043f\u043b\u0430\u0449\u0430\u043d\u0435 \u0437\u0430\u0432\u0438\u0441\u0438 \u043e\u0442 \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0430 \u0438 \u0435\u0441\u0442\u0435\u0441\u0442\u0432\u043e\u0442\u043e \u043d\u0430 \u0437\u0430\u0434\u044a\u043b\u0436\u0435\u043d\u0438\u0435\u0442\u043e. \u041a\u043e\u0434\u0435\u043a\u0441\u044a\u0442 \u0437\u0430 \u0437\u0430\u0449\u0438\u0442\u0430 \u043d\u0430 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0438\u0442\u0435 (CDC) \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0430\u0432\u0430 \u043d\u0435\u0443\u0441\u0442\u043e\u0439\u043a\u0438\u0442\u0435 \u0437\u0430 \u0437\u0430\u043a\u044a\u0441\u043d\u044f\u043b\u043e \u043f\u043b\u0430\u0449\u0430\u043d\u0435 \u0432 \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u0438\u0442\u0435, \u043e\u0431\u0445\u0432\u0430\u043d\u0430\u0442\u0438 \u043e\u0442 \u0447\u043b\u0435\u043d 52, \u043d\u043e \u0442\u043e\u0432\u0430 \u043d\u0435 \u0435\u043b\u0438\u043c\u0438\u043d\u0438\u0440\u0430 \u043b\u0438\u0445\u0432\u0430\u0442\u0430 \u0438\u043b\u0438 \u0434\u0440\u0443\u0433\u0438 \u043f\u0440\u0438\u043b\u043e\u0436\u0438\u043c\u0438 \u043f\u043e\u0441\u043b\u0435\u0434\u0438\u0446\u0438. \u0421\u0440\u0430\u0432\u043d\u0435\u0442\u0435 \u043e\u0444\u0438\u0446\u0438\u0430\u043b\u043d\u043e\u0442\u043e \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u0435 \u043d\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430 \u0441 \u0446\u0435\u043d\u0430\u0442\u0430 \u043d\u0430 \u0440\u0430\u0437\u0441\u0440\u043e\u0447\u0435\u043d\u043e\u0442\u043e \u043f\u043b\u0430\u0449\u0430\u043d\u0435, \u0431\u0435\u0437 \u0434\u0430 \u043f\u0440\u0438\u0435\u043c\u0430\u0442\u0435, \u0447\u0435 \u0437\u0430\u0431\u0430\u0432\u044f\u043d\u0435\u0442\u043e \u0441 \u043d\u044f\u043a\u043e\u043b\u043a\u043e \u0434\u043d\u0438 \u0432\u0438\u043d\u0430\u0433\u0438 \u0449\u0435 \u0431\u044a\u0434\u0435 \u043d\u0430\u0439-\u0435\u0432\u0442\u0438\u043d\u0438\u044f\u0442 \u0438\u043b\u0438 \u043d\u0430\u0439-\u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u0438\u044f\u0442 \u0432\u0430\u0440\u0438\u0430\u043d\u0442.<\/p>\n<p>\u0418\u0437\u0431\u044f\u0433\u0432\u0430\u0439\u0442\u0435 \u0434\u0430 \u043f\u043b\u0430\u0449\u0430\u0442\u0435 \u0441\u043c\u0435\u0442\u043a\u0430 \u043d\u0430 \u043a\u0440\u0435\u0434\u0438\u0442, \u0431\u0435\u0437 \u0434\u0430 \u043f\u043b\u0430\u043d\u0438\u0440\u0430\u0442\u0435 \u0431\u044a\u0434\u0435\u0449\u0438 \u043f\u043b\u0430\u0449\u0430\u043d\u0438\u044f. \u0410\u043a\u043e \u0441\u043c\u0435\u0442\u043a\u0430\u0442\u0430 \u043f\u0440\u0435\u043c\u0438\u043d\u0435 \u043a\u044a\u043c \u043e\u0431\u043e\u0440\u043e\u0442\u0435\u043d \u043a\u0440\u0435\u0434\u0438\u0442, \u0432\u044a\u0437\u043d\u0438\u043a\u0432\u0430 \u0434\u0440\u0443\u0433 \u0437\u0430\u0435\u043c \u0441\u044a\u0441 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href=\"https:\/\/www.gov.br\/aneel\/pt-br\/consumidores\/como-resolver\">\u041a\u0430\u043a \u0434\u0430 \u0441\u0435 \u0440\u0435\u0448\u0438<\/a> \u041e\u0442 \u0430\u0433\u0435\u043d\u0446\u0438\u044f\u0442\u0430. \u0410\u043a\u043e \u0438\u0437\u0432\u0435\u0441\u0442\u0438\u0435\u0442\u043e \u0432\u0435\u0447\u0435 \u0435 \u043f\u0440\u0438\u0441\u0442\u0438\u0433\u043d\u0430\u043b\u043e \u0438 \u043f\u0430\u0440\u0438\u0442\u0435 \u043f\u043e\u0441\u0442\u044a\u043f\u0432\u0430\u0442 \u0435\u0434\u0432\u0430 \u0441\u043b\u0435\u0434\u0432\u0430\u0449\u0438\u044f \u043c\u0435\u0441\u0435\u0446, \u0434\u0432\u0430\u043d\u0430\u0434\u0435\u0441\u0435\u0442 \u0432\u043d\u043e\u0441\u043a\u0438 \u0441\u0442\u0440\u0443\u0432\u0430\u0442 \u043f\u043e-\u043c\u0430\u043b\u043a\u043e \u043e\u0442 \u0434\u043d\u0438 \u0431\u0435\u0437 \u0442\u043e\u043a.<\/li>\n<li><strong>\u041e\u0442\u0440\u0438\u0446\u0430\u0442\u0435\u043b\u0435\u043d \u043a\u0440\u0435\u0434\u0438\u0442\u0435\u043d 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\u043a\u043e\u0439\u0442\u043e \u0434\u0430\u0432\u0430 \u043e\u0442\u0441\u0442\u044a\u043f\u043a\u0430 \u043f\u0440\u0438 \u0434\u043e\u0433\u043e\u0432\u0430\u0440\u044f\u043d\u0435\u0442\u043e. \u0412 \u0442\u0435\u0437\u0438 \u0441\u043b\u0443\u0447\u0430\u0438... <a href=\"https:\/\/tikmobiles.com\/bg\/%d0%bf%d1%80%d0%b8%d0%bb%d0%be%d0%b6%d0%b5%d0%bd%d0%b8%d1%8f-%d0%b7%d0%b0-%d0%ba%d0%be%d0%bd%d1%82%d1%80%d0%be%d0%bb-%d0%bd%d0%b0-%d0%b4%d1%8a%d0%bb%d0%b3%d0%b0\/\">\u0420\u044a\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u043e \u0437\u0430 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u0437\u0430 \u043a\u0430\u0440\u0442\u043e\u0433\u0440\u0430\u0444\u0438\u0440\u0430\u043d\u0435 \u0438 \u0434\u043e\u0433\u043e\u0432\u0430\u0440\u044f\u043d\u0435 \u043d\u0430 \u0434\u044a\u043b\u0433\u043e\u0432\u0435 \u0447\u0440\u0435\u0437 \u043c\u043e\u0431\u0438\u043b\u0435\u043d \u0442\u0435\u043b\u0435\u0444\u043e\u043d.<\/a> \u0422\u043e\u0432\u0430 \u0435 \u043f\u044a\u0442\u044f\u0442 \u043f\u0440\u0435\u0434\u0438 \u043a\u0430\u0440\u0442\u0430\u0442\u0430.<\/p>\n<h2>\u0427\u0435\u0441\u0442\u043e \u0441\u0440\u0435\u0449\u0430\u043d\u0438 \u0433\u0440\u0435\u0448\u043a\u0438, \u043a\u043e\u0438\u0442\u043e \u0443\u0432\u0435\u043b\u0438\u0447\u0430\u0432\u0430\u0442 \u0446\u0435\u043d\u0430\u0442\u0430 \u043d\u0430 \u0432\u043d\u043e\u0441\u043a\u0438\u0442\u0435.<\/h2>\n<ul>\n<li><strong>\u0413\u043b\u0435\u0434\u0430\u0439\u0442\u0435 \u043f\u043e\u0440\u0446\u0438\u044f\u0442\u0430, \u0430 \u043d\u0435 \u043e\u0431\u0449\u0430\u0442\u0430 \u0441\u0443\u043c\u0430.<\/strong> \u0415\u043a\u0440\u0430\u043d\u044a\u0442 \u0437\u0430 \u043f\u043e\u0442\u0432\u044a\u0440\u0436\u0434\u0435\u043d\u0438\u0435 \u043f\u043e\u043a\u0430\u0437\u0432\u0430 \u0438 \u0434\u0432\u0435\u0442\u0435; \u043e\u0431\u0449\u0430\u0442\u0430 \u0441\u0443\u043c\u0430 \u0435 \u0442\u043e\u0432\u0430, \u043a\u043e\u0435\u0442\u043e \u043f\u043b\u0430\u0449\u0430\u0442\u0435.<\/li>\n<li><strong>\u041f\u043b\u0430\u0449\u0430\u0439\u0442\u0435 \u043d\u0430 \u0432\u043d\u043e\u0441\u043a\u0438 \u043d\u0430 \u043f\u0430\u0434\u0435\u0436\u043d\u0430\u0442\u0430 \u0434\u0430\u0442\u0430 \u0438 \u043f\u043e\u043b\u0443\u0447\u0435\u0442\u0435 \u043d\u0435\u0437\u0430\u0431\u0430\u0432\u043d\u043e \u043f\u043e\u0442\u0432\u044a\u0440\u0436\u0434\u0435\u043d\u0438\u0435.<\/strong> \u041e\u0431\u0435\u0437\u0449\u0435\u0442\u0435\u043d\u0438\u0435\u0442\u043e \u0441\u043b\u0435\u0434\u0432\u0430 \u043d\u043e\u0440\u043c\u0430\u043b\u043d\u0438\u0442\u0435 \u0441\u0440\u043e\u043a\u043e\u0432\u0435 \u043d\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u0430\u0442\u0430 \u0431\u0435\u043b\u0435\u0436\u043a\u0430, \u0430 \u043f\u0440\u0435\u043a\u044a\u0441\u0432\u0430\u043d\u0438\u044f\u0442\u0430 \u043d\u0430 \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u0437\u0430\u0445\u0440\u0430\u043d\u0432\u0430\u043d\u0435\u0442\u043e \u043d\u0435 \u0447\u0430\u043a\u0430\u0442 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e.<\/li>\n<li><strong>\u0418\u0437\u0431\u0438\u0440\u0430\u043d\u0435 12 \u043f\u044a\u0442\u0438 \u043f\u043e \u043d\u0430\u0432\u0438\u043a.<\/strong> \u0424\u0438\u0448 \u0437\u0430 \u043f\u043b\u0430\u0449\u0430\u043d\u0435 \u0437\u0430 R$ 300 \u043d\u0430 3 \u0432\u043d\u043e\u0441\u043a\u0438 \u0441\u0442\u0440\u0443\u0432\u0430 \u0447\u0430\u0441\u0442 \u043e\u0442 \u043b\u0438\u0445\u0432\u0430\u0442\u0430 \u043e\u0442 12; \u0438\u0437\u0431\u0435\u0440\u0435\u0442\u0435 \u043d\u0430\u0439-\u043c\u0430\u043b\u043a\u0438\u044f \u0431\u0440\u043e\u0439 \u0432\u043d\u043e\u0441\u043a\u0438, \u043a\u043e\u0439\u0442\u043e \u0441\u0435 \u043f\u043e\u0431\u0438\u0440\u0430 \u0432 \u0440\u0430\u043c\u043a\u0438\u0442\u0435 \u043d\u0430 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\u0431\u0435\u043b\u0435\u0436\u043a\u0430?<\/h2>\n<p>\u041f\u0430\u0440\u0438\u0442\u0435 \u043d\u0430\u043f\u0443\u0441\u043a\u0430\u0442 \u043d\u0435\u0447\u0438\u044f \u0441\u043c\u0435\u0442\u043a\u0430 \u0432 \u0434\u0435\u043d\u044f \u043d\u0430 \u0437\u0430\u043f\u043b\u0430\u0442\u0430\u0442\u0430: \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435\u0442\u043e \u0438\u043b\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430\u0442\u0430 \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0446\u0438\u044f \u0437\u0430\u0434 \u043d\u0435\u0433\u043e \u0430\u0432\u0430\u043d\u0441\u0438\u0440\u0430 \u0441\u0443\u043c\u0430\u0442\u0430 \u043d\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430 \u0438 \u043f\u043e\u0435\u043c\u0430 \u0440\u0438\u0441\u043a\u0430 \u0432\u0438\u0435 \u0434\u0430 \u043d\u0435 \u043f\u043b\u0430\u0442\u0438\u0442\u0435 \u0441\u043c\u0435\u0442\u043a\u0430\u0442\u0430. \u041f\u0440\u0438\u0445\u043e\u0434\u0438\u0442\u0435 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\u043e\u0442\u0431\u0435\u043b\u0435\u0436\u0435\u0442\u0435 \u0441\u0438 CET (\u041e\u0431\u0449\u0430 \u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0430 \u0446\u0435\u043d\u0430) \u043e\u0442 \u0435\u043a\u0440\u0430\u043d\u0430 \u0437\u0430 \u043f\u043e\u0442\u0432\u044a\u0440\u0436\u0434\u0435\u043d\u0438\u0435 \u0438 \u0438\u0437\u0431\u0435\u0440\u0435\u0442\u0435 \u043d\u0430\u0439-\u043c\u0430\u043b\u043a\u0438\u044f \u0431\u0440\u043e\u0439 \u0432\u043d\u043e\u0441\u043a\u0438, \u043a\u043e\u0438\u0442\u043e \u0449\u0435 \u043f\u043e\u043a\u0440\u0438\u044f\u0442 \u043c\u0435\u0441\u0435\u0446\u0430.<\/p>\n<h2>\u041f\u0440\u043e\u0447\u0435\u0442\u0435\u0442\u0435 \u0441\u044a\u0449\u043e<\/h2>\n<ul class=\"tk-leia\">\n<li><a href=\"https:\/\/tikmobiles.com\/bg\/%d0%bf%d1%80%d0%b8%d0%bb%d0%be%d0%b6%d0%b5%d0%bd%d0%b8%d1%8f-%d0%b7%d0%b0-%d0%ba%d0%be%d0%bd%d1%82%d1%80%d0%be%d0%bb-%d0%bd%d0%b0-%d0%b4%d1%8a%d0%bb%d0%b3%d0%b0\/\">\u041f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u0437\u0430 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u043d\u0430 \u0434\u044a\u043b\u0433\u043e\u0432\u0435: \u043a\u0430\u0440\u0442\u043e\u0433\u0440\u0430\u0444\u0438\u0440\u0430\u0439\u0442\u0435 \u0434\u044a\u043b\u0436\u0438\u043c\u0438\u0442\u0435 \u0441\u0438 \u0441\u0443\u043c\u0438 \u0438 \u0434\u043e\u0433\u043e\u0432\u0430\u0440\u044f\u0439\u0442\u0435 \u0447\u0440\u0435\u0437 \u043c\u043e\u0431\u0438\u043b\u043d\u0438\u044f \u0441\u0438 \u0442\u0435\u043b\u0435\u0444\u043e\u043d.<\/a><\/li>\n<li><a href=\"https:\/\/tikmobiles.com\/bg\/%d0%bd%d0%b0%d0%b9-%d0%b4%d0%be%d0%b1%d1%80%d0%b8%d1%82%d0%b5-%d0%bf%d1%80%d0%b8%d0%bb%d0%be%d0%b6%d0%b5%d0%bd%d0%b8%d1%8f-%d0%b7%d0%b0-%d0%b4%d0%b8%d0%b3%d0%b8%d1%82%d0%b0%d0%bb%d0%bd%d0%b8-%d0%b1\/\">\u0414\u0438\u0433\u0438\u0442\u0430\u043b\u043d\u0438 \u0431\u0430\u043d\u043a\u0438: \u043d\u0430\u0439-\u0434\u043e\u0431\u0440\u0438\u0442\u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u0437\u0430 \u0431\u0435\u0437\u043f\u043b\u0430\u0442\u043d\u0438 \u0441\u043c\u0435\u0442\u043a\u0438 \u0438 \u043a\u0430\u0440\u0442\u0438 \u0431\u0435\u0437 \u0433\u043e\u0434\u0438\u0448\u043d\u0430 \u0442\u0430\u043a\u0441\u0430<\/a><\/li>\n<li><a href=\"https:\/\/tikmobiles.com\/bg\/%d1%81%d0%bf%d0%b5%d1%81%d1%82%d0%b5%d1%82%d0%b5-%d0%bf%d0%b0%d1%80%d0%b8-%d1%81-%d0%bf%d1%80%d0%b8%d0%bb%d0%be%d0%b6%d0%b5%d0%bd%d0%b8%d1%8f\/\">\u0421\u043f\u0435\u0441\u0442\u044f\u0432\u0430\u043d\u0435 \u043d\u0430 \u043f\u0430\u0440\u0438 \u0441 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f: \u043a\u0430\u043a \u0434\u0430 \u0441\u044a\u0437\u0434\u0430\u0434\u0435\u0442\u0435 \u0438 \u0441\u043b\u0435\u0434\u0432\u0430\u0442\u0435 \u043c\u0435\u0441\u0435\u0447\u0435\u043d \u0431\u044e\u0434\u0436\u0435\u0442<\/a><\/li>\n<li><a href=\"https:\/\/tikmobiles.com\/bg\/%d0%bf%d1%80%d0%b8%d0%bb%d0%be%d0%b6%d0%b5%d0%bd%d0%b8%d1%8f%d1%82%d0%b0-%d0%b7%d0%b0-%d0%b2%d1%80%d1%8a%d1%89%d0%b0%d0%bd%d0%b5-%d0%bd%d0%b0-%d0%bf%d0%b0%d1%80%d0%b8-%d0%bf%d0%be%d0%bb%d1%83%d1%87\/\">\u041f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u0437\u0430 \u043a\u0435\u0448\u0431\u0435\u043a: \u043a\u044a\u0434\u0435 \u043e\u0442\u0438\u0432\u0430 \u043a\u0435\u0448\u0431\u0435\u043a\u044a\u0442 \u0438 \u043a\u043e\u043b\u043a\u043e \u0432\u0440\u0435\u043c\u0435 \u043e\u0442\u043d\u0435\u043c\u0430<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Parcelar um boleto acrescenta custos ao valor original. Como exemplo matem\u00e1tico, R$ 300 financiados em 12 parcelas \u00e0 taxa hipot\u00e9tica de 3,99% ao m\u00eas resultam em\u2026<\/p>","protected":false},"author":1,"featured_media":31080,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"mobile-allow":"","post-descricao":"","texto-interacao":"","bt-1":"","lk-1":"","bt-2":"","lk-2":"","bt-3":"","lk-3":"","bt-4":"","lk-4":"","_revidia_rewards_active":"","footnotes":""},"categories":[21],"tags":[],"class_list":["post-30454","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financeiro"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Parcelar boleto pelo celular: quais apps fazem e quanto custa em juros - Tik Mobiles<\/title>\n<meta name=\"description\" content=\"RecargaPay, Mercado Pago, PagBank, PicPay e Nubank pagam boleto no cart\u00e3o parcelado. 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